Keep up to date with expert advice and information from Bernie Lewis Home Loans

Should you consider buying the worst house on the best street?

Posted in: Insights, NewsPosted on: 10/06/2021

A very frequent phrase used in the real estate industry is ‘buying the worst house on the best street’. Reading the phrase for the first time is bound to leave you confused. After all, why would someone buy a horrible looking house, regardless of its surroundings?

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Property buyers are facing rising mortgage costs

Posted in: Insights, NewsPosted on: 27/05/2021

The Reserve Bank is not expected to lift interest rates until 2024, but the cost of long term money for the banks is rising, meaning longer fixed-term loans to consumers are already on the rise – with only a handful of lenders still offering the ultra-low rates reached last year.

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More Places Being Offered for the First Home Loan Deposit Scheme

Posted in: Insights, NewsPosted on: 14/05/2021

The Federal Budget has added yet another 10,000 places to be made available from 1 July 2021, specifically targeting first home buyers who build or buy a newly constructed home.

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Federal Budget Announces Assistance for Single Parents to Buy A Home

Posted in: Insights, NewsPosted on: 13/05/2021

The assistance means that an eligible borrower will be able to purchase a new or established home up to specified limits depending on the city or region and only they only require a 2% deposit based on the purchase price. The Federal Government will step in to provide a guarantee for the remaining 18% of the deposit.

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Try not to be intimidated by the auction process

Posted in: Insights, NewsPosted on: 29/04/2021

If you sit back in fear of properties going to auction and avoid these properties, you are going to miss out on a lot of good buying opportunities. The best properties are usually offered for sale by auction.

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Rents in Adelaide continue to rise

Posted in: Insights, NewsPosted on: 22/04/2021

There will be considerably less choice for tenants as the amount of rental properties available has decreased by 17 per cent compared to the same time last year.

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Investors Set To Benefit from a Strong Housing Market

Posted in: Insights, NewsPosted on: 16/04/2021

Upgraders and down graders will continue to be a strong and fairly constant in the market, however with less first home buyers competing in the lower to middle sector of the market, there may well be increased opportunity for investors to fill the gap.

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Adelaide House Prices Continue To Set New Highs

Posted in: Insights, NewsPosted on: 13/04/2021

To maximise your chances of securing a home, ensure you have saved a good deposit, can demonstrate that you can adequately afford the loan repayments, (even if interest rates rise) and your finance is pre-approved with as few conditions as possible.

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6 Tips When Choosing A Real Estate Agent

Posted in: Insights, NewsPosted on: 08/04/2021

There are a number of factors that you need to take into consideration when selling your home and choosing the right real estate agent and one that will be the 'best fit', is always a difficult decision.

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Make ‘moving day’ less stressful

Posted in: Insights, NewsPosted on: 30/03/2021

If you have just finalised the purchase of your new home, moving day is just around the corner! You are probably thinking about the time it will take to pack up your belongings in your current home and move them to your new one.

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