Keep up to date with expert advice and information from Bernie Lewis Home Loans
By having a greater understanding of your credit score, the potential impact(s) and things you can do to change your credit score, you’ll be in a better position to ensure it doesn’t hold up the application process or worst case, prevent you from obtaining your finance.
Paying off a mortgage can seem like an endless and relentless burden. Particularly in the early years of you loan when each repayment seems to hardly make a dent in your outstanding loan balance. So why not ‘gamify’ your loan. Turn the process of paying your loan off faster into a game, with the ultimate prize being debt free, with the Bank off your back and owning your home outright. What better prize than that!
Buying land and building your first home presents some great benefits to first home buyers, which makes starting out with something from scratch, a very attractive prospect for first time entrants to the housing market. Aside from a owning a brand new home that would be modern and shiny, there are two potentially substantial financial benefits to buying land & building your first home.
Crunch time has come for property investors with June 30 fast approaching. If you are a property investor, you will know what a hectic time end of financial year (EOFY) can be. However, with a little forward planning, you will be well on your way to a smooth tax lodgment come EOFY. Read on for the biggest must-knows for property investors this tax season, helping you stay out of trouble with the ATO and minimising your tax bill while maximising your long-term savings.
Purchasing a property is a thrilling yet nerve-wracking experience, which is why it can be handy to surround yourself with a network of support and expertise.
As a home owner or property investor, you may have heard the term ‘overcapitalising’. But what exactly is it and why is it considered bad?
