Keep up to date with expert advice and information from Bernie Lewis Home Loans
If you have just finalised the purchase of your new home, moving day is just around the corner! You are probably thinking about the time it will take to pack up your belongings in your current home and move them to your new one.
It is often said that a property is worth what ‘someone will pay for it’. But sometimes you need an educated estimate before the negotiations begin.If you are thinking of selling your home, you should take steps to find out what your estimated property value is.
With property prices booming in most capital cities, along with low vacancy rates, soaring rents and what many say is an overheated share market, many people are looking to property as a sound investment into the future.
When you buy or sell a property or block of land, there are a range of things that need to be considered and duties that need to be performed to ensure settlement runs smoothly. The main objective being, the Title to the land or property is legally transferred to the new owner.
You have finally found the right home and it’s being sold at auction.
Obtaining a pre-approval is one of the most important steps that you will take when you are thinking of purchasing a home.
Downsizing is a consideration many will contemplate as they approach retirement or the later years of a loan term, seeking financial and lifestyle flexibility.
Looking to buy a new car? Make the most of plate clearance sales.
Whilst there is Government financial assistance for First Home Buyers, a Family Guarantee could help get them into their first home sooner, with more choice of loan options.
We see a lot of high interest rate car loans when conducting our home loan borrowing assessments, many may find themselves paying too much, and they can even have an impact of your borrowing capacity.
Us humans are habitual creatures, good, bad, and in-between. We consciously and subconsciously create everyday habits that can have an effect on your home loan application, and it’s not only our debt habits that credit assessors pick up on. Whether these habits work in our favour, or against us, is actually an important consideration when getting ready to apply for a loan.
It can pay to understand some of the common mistakes people make when seeking finance to buy a car. These 5 tips may assist you from making the same mistakes.
By having a greater understanding of your credit score, the potential impact(s) and things you can do to change your credit score, you’ll be in a better position to ensure it doesn’t hold up the application process or worst case, prevent you from obtaining your finance.
Paying off a mortgage can seem like an endless and relentless burden. Particularly in the early years of you loan when each repayment seems to hardly make a dent in your outstanding loan balance. So why not ‘gamify’ your loan. Turn the process of paying your loan off faster into a game, with the ultimate prize being debt free, with the Bank off your back and owning your home outright. What better prize than that!
Buying land and building your first home presents some great benefits to first home buyers, which makes starting out with something from scratch, a very attractive prospect for first time entrants to the housing market. Aside from a owning a brand new home that would be modern and shiny, there are two potentially substantial financial benefits to buying land & building your first home.
