Keep up to date with expert advice and information from Bernie Lewis Home Loans
When you buy or sell a property or block of land, there are a range of things that need to be considered and duties that need to be performed to ensure settlement runs smoothly. The main objective being, the Title to the land or property is legally transferred to the new owner.
You have finally found the right home and it’s being sold at auction.
Obtaining a pre-approval is one of the most important steps that you will take when you are thinking of purchasing a home.
Downsizing is a consideration many will contemplate as they approach retirement or the later years of a loan term, seeking financial and lifestyle flexibility.
Looking to buy a new car? Make the most of plate clearance sales.
Whilst there is Government financial assistance for First Home Buyers, a Family Guarantee could help get them into their first home sooner, with more choice of loan options.
We see a lot of high interest rate car loans when conducting our home loan borrowing assessments, many may find themselves paying too much, and they can even have an impact of your borrowing capacity.
Us humans are habitual creatures, good, bad, and in-between. We consciously and subconsciously create everyday habits that can have an effect on your home loan application, and it’s not only our debt habits that credit assessors pick up on. Whether these habits work in our favour, or against us, is actually an important consideration when getting ready to apply for a loan.
It can pay to understand some of the common mistakes people make when seeking finance to buy a car. These 5 tips may assist you from making the same mistakes.
By having a greater understanding of your credit score, the potential impact(s) and things you can do to change your credit score, you’ll be in a better position to ensure it doesn’t hold up the application process or worst case, prevent you from obtaining your finance.
Paying off a mortgage can seem like an endless and relentless burden. Particularly in the early years of you loan when each repayment seems to hardly make a dent in your outstanding loan balance. So why not ‘gamify’ your loan. Turn the process of paying your loan off faster into a game, with the ultimate prize being debt free, with the Bank off your back and owning your home outright. What better prize than that!
Buying land and building your first home presents some great benefits to first home buyers, which makes starting out with something from scratch, a very attractive prospect for first time entrants to the housing market. Aside from a owning a brand new home that would be modern and shiny, there are two potentially substantial financial benefits to buying land & building your first home.
Crunch time has come for property investors with June 30 fast approaching. If you are a property investor, you will know what a hectic time end of financial year (EOFY) can be. However, with a little forward planning, you will be well on your way to a smooth tax lodgment come EOFY. Read on for the biggest must-knows for property investors this tax season, helping you stay out of trouble with the ATO and minimising your tax bill while maximising your long-term savings.
Purchasing a property is a thrilling yet nerve-wracking experience, which is why it can be handy to surround yourself with a network of support and expertise.
As a home owner or property investor, you may have heard the term ‘overcapitalising’. But what exactly is it and why is it considered bad?
