Keep up to date with expert advice and information from Bernie Lewis Home Loans
5 concepts you should fully understand before establishing the type of investment property you want to put your money into.
With many Australians doing it quite hard in the current economic climate, there is some intrigue placed upon Pay Day lenders offering quick cash, which can help pay the bills on time…but it can come at a very hefty price.
Quarterly inflation trends downward, casting doubt on further home loan interest rates hikes.
Bernie Lewis Home Loans have a range of lenders who accept rental history as evidence of genuine savings. Learn about genuine savings and low deposit loans.
We are disappointed at the hastiness of RBA’s decision to lift the Cash Rate by another 0.25% to 4.10% on Tuesday the 6th of June.
South Australian First Home Buyers win big with changes to stamp duty and the First Home Owner Grant in the State Budget, helping many who are saving for a deposit. This is huge news for those looking to enter the property market for the first time!
Welcome to the Bernie Lewis Home Loans mortgage market update for May 2023. In this addition we talk about variable rates catching up to fixed rates, changes to the Home Guarantee Scheme, and staying cyber-secure during the lending process.
We have finally reached a pause on RBA cash rate increases, which has provided us with a small opportunity to catch our collective breath. We’re all a little tired of the never-ending chatter surrounding the RBA, and there seems to be change coming, so we’ll leave it at that for now and consider borrowing capacity.
Check in on your house value and ensure you have a fair interest rate. With another 0.25% Cash Rate increase, we’ve endured another week of dreaded finance news headlines.
It’s Groundhog Day from the RBA, but we’re hoping the cycle has peaked and we have some rate stability moving forward in 2023.
It’s almost a wrap on 2022, we’re looking forward to a short break. Our mortgage market updates have uncomfortably featured RBA cash rate increases for the better part of 2022, with one last 0.25 basis point sting announced at the beginning of the month… we’re crossing our fingers for a little mortgage market stability for the new year.
An outlier for Spring property results in Adelaide, compared to the Nation. Check out our take on recent results recorded for our market here in SA.
The Home Guarantee Scheme is an Australian Government initiative that supports eligible home buyers to purchase their first home with the assistance of a security guarantee. First home buyers receive the majority of the support available, through the First Home Guarantee and the Regional First Home Buyer Guarantee. Single parents also have access to support with the Family Home Guarantee. With a wide variety of lenders, there are plenty of incentives on offer to assist Australians with home ownership.
Bernie Lewis Home Loans owner Scott Matthews encourages South Australian property investors to review their lending and investing strategy, considering the current environment of the lending and property market.
We sat down with Scott Matthews, the new owner of Bernie Lewis Home Loans! Scott is genuinely fantastic in his role as Mortgage Broker, and now he simultaneously tackles life as our owner and leader.
