Keep up to date with expert advice and information from Bernie Lewis Home Loans
In recent months there has been much talk in the media of the post pandemic ‘Great Resignation’ that is anticipated to sweep through the country. After months of lockdowns, work from home and social isolation in many parts of the country, people have had time to think and reassess their career aspirations and current working arrangements.
Many people think that by being a loyal customer they will get ‘looked after’ or even preferential treatment. However, when it comes to your bank, nothing could be further from the truth.
As we see an increase in more South Australians working from home, research shows a spike in regional living. This shift shows South Australians seeking a more affordable location and a different lifestyle.
Are you preparing your home for sale this Summer? Is a ‘declutter’ on your list of things to do? Here’s 5 tips that might help!
You will find that many lenders offer a discount package that most of their borrowers are eligible for, but these packages go by many different names. In more recent years, as well as these packages, discounts have been based on the amount that people borrowed – the larger the loan, the bigger the discount. If you aren’t borrowing enough to be eligible for a discount package or don’t fall into the right profession, don’t worry!! there could still be a discount package for you.
A mortgage broker can always help you with expert advice throughout the application process and they do all of the legwork in finding and applying for the right home loan for you. Let the experts work for you!
Many of us have some bad money habits that we need to work on, because bad habits hold us back. They stop us from reaching our goals and they often keep us ‘strapped for cash’, tired, and unhappy. Reason enough to ditch bad ones for some good ones!
Research shows that people who own their homes outright are far more financially secure in life than those with a mortgage or those who rent, particularly as you get closer to retirement age. If you follow these four rules, you too could pay off your home loan sooner.
When it comes to the ‘best interest duty’ of a home loan provider, no single Bank or Lender can ‘honestly’ recommend their own product(s) as ‘the best’ home loan for that particular customer and their situation without including other home loan products available.
Tax time can mean good news for many Australians who may be eligible for a tax refund. If you are eligible for a refund, you may want to save it by starting a new savings plan, adding to the existing one that you have, or if you already have a home loan, depositing the refund into it.
A very frequent phrase used in the real estate industry is ‘buying the worst house on the best street’. Reading the phrase for the first time is bound to leave you confused. After all, why would someone buy a horrible looking house, regardless of its surroundings?
If you sit back in fear of properties going to auction and avoid these properties, you are going to miss out on a lot of good buying opportunities. The best properties are usually offered for sale by auction.
There are a number of factors that you need to take into consideration when selling your home and choosing the right real estate agent and one that will be the ‘best fit’, is always a difficult decision.
If you have just finalised the purchase of your new home, moving day is just around the corner! You are probably thinking about the time it will take to pack up your belongings in your current home and move them to your new one.
It is often said that a property is worth what ‘someone will pay for it’. But sometimes you need an educated estimate before the negotiations begin.If you are thinking of selling your home, you should take steps to find out what your estimated property value is.
