Keep up to date with expert advice and information from Bernie Lewis Home Loans
A mortgage broker can always help you with expert advice throughout the application process and they do all of the legwork in finding and applying for the right home loan for you. Let the experts work for you!
Many of us have some bad money habits that we need to work on, because bad habits hold us back. They stop us from reaching our goals and they often keep us ‘strapped for cash’, tired, and unhappy. Reason enough to ditch bad ones for some good ones!
Research shows that people who own their homes outright are far more financially secure in life than those with a mortgage or those who rent, particularly as you get closer to retirement age. If you follow these four rules, you too could pay off your home loan sooner.
When it comes to the ‘best interest duty’ of a home loan provider, no single Bank or Lender can ‘honestly’ recommend their own product(s) as ‘the best’ home loan for that particular customer and their situation without including other home loan products available.
Tax time can mean good news for many Australians who may be eligible for a tax refund. If you are eligible for a refund, you may want to save it by starting a new savings plan, adding to the existing one that you have, or if you already have a home loan, depositing the refund into it.
A very frequent phrase used in the real estate industry is ‘buying the worst house on the best street’. Reading the phrase for the first time is bound to leave you confused. After all, why would someone buy a horrible looking house, regardless of its surroundings?
If you sit back in fear of properties going to auction and avoid these properties, you are going to miss out on a lot of good buying opportunities. The best properties are usually offered for sale by auction.
There are a number of factors that you need to take into consideration when selling your home and choosing the right real estate agent and one that will be the ‘best fit’, is always a difficult decision.
If you have just finalised the purchase of your new home, moving day is just around the corner! You are probably thinking about the time it will take to pack up your belongings in your current home and move them to your new one.
It is often said that a property is worth what ‘someone will pay for it’. But sometimes you need an educated estimate before the negotiations begin.If you are thinking of selling your home, you should take steps to find out what your estimated property value is.
With property prices booming in most capital cities, along with low vacancy rates, soaring rents and what many say is an overheated share market, many people are looking to property as a sound investment into the future.
When you buy or sell a property or block of land, there are a range of things that need to be considered and duties that need to be performed to ensure settlement runs smoothly. The main objective being, the Title to the land or property is legally transferred to the new owner.
You have finally found the right home and it’s being sold at auction.
Obtaining a pre-approval is one of the most important steps that you will take when you are thinking of purchasing a home.
Downsizing is a consideration many will contemplate as they approach retirement or the later years of a loan term, seeking financial and lifestyle flexibility.
