Keep up to date with expert advice and information from Bernie Lewis Home Loans
To celebrate growing numbers of women making it to the top, we thought we’d highlight some inspirational women within Bernie Lewis Home Loans who are out there smashing goals and breaking glass ceilings in the mortgage industry.
You should consider engaging a mortgage broker if you want access to home loans that aren’t readily available to you. If you do not have impeccable credit, if you have a unique borrowing situation like owning your own business, or if you aren’t finding mortgages that will work for you, then a broker might be able to get you access to loans that will be beneficial to you. Many individuals prefer to work with a mortgage broker regardless of their situation.
The COVID-19 pandemic is disrupting the way we live our lives but, no, there is not a mass exodus from Australia’s capital cities. For some, pandemic-related disruptions might have just heightened their dissatisfaction with where they live. For others, working from home might have provided them with the opportunity to consider alternative living arrangements. However, right now, given the data it is unlikely that COVID-19 is driving a major shift away from capital cities or city lifestyles.
Buying a house is a roller-coaster of a journey and if you don’t think it through properly, it can cost you a lot more than anticipated. Don’t get caught ‘off guard’ and make sure seek advice from one of our experienced mortgage brokers who can help you find your one true love.
Leading economists and market data are now suggesting we could see the RBA raise rates as soon as June, with a succession of increases over the ensuing twelve month period. Are you ready for a potential increase in your monthly home loan repayments?
In recent months there has been much talk in the media of the post pandemic ‘Great Resignation’ that is anticipated to sweep through the country. After months of lockdowns, work from home and social isolation in many parts of the country, people have had time to think and reassess their career aspirations and current working arrangements.
Many people think that by being a loyal customer they will get ‘looked after’ or even preferential treatment. However, when it comes to your bank, nothing could be further from the truth.
As we see an increase in more South Australians working from home, research shows a spike in regional living. This shift shows South Australians seeking a more affordable location and a different lifestyle.
Are you preparing your home for sale this Summer? Is a ‘declutter’ on your list of things to do? Here’s 5 tips that might help!
You will find that many lenders offer a discount package that most of their borrowers are eligible for, but these packages go by many different names. In more recent years, as well as these packages, discounts have been based on the amount that people borrowed – the larger the loan, the bigger the discount. If you aren’t borrowing enough to be eligible for a discount package or don’t fall into the right profession, don’t worry!! there could still be a discount package for you.
A mortgage broker can always help you with expert advice throughout the application process and they do all of the legwork in finding and applying for the right home loan for you. Let the experts work for you!
Many of us have some bad money habits that we need to work on, because bad habits hold us back. They stop us from reaching our goals and they often keep us ‘strapped for cash’, tired, and unhappy. Reason enough to ditch bad ones for some good ones!
Research shows that people who own their homes outright are far more financially secure in life than those with a mortgage or those who rent, particularly as you get closer to retirement age. If you follow these four rules, you too could pay off your home loan sooner.
When it comes to the ‘best interest duty’ of a home loan provider, no single Bank or Lender can ‘honestly’ recommend their own product(s) as ‘the best’ home loan for that particular customer and their situation without including other home loan products available.
Tax time can mean good news for many Australians who may be eligible for a tax refund. If you are eligible for a refund, you may want to save it by starting a new savings plan, adding to the existing one that you have, or if you already have a home loan, depositing the refund into it.
