Find out everything you need to know to take that next step. Any questions? Wer'e just a phone call away.
Learn moreSince 1987 Bernie Lewis Home Loans has been helping South Australians achieve home ownership; finding the right home loan solution to buy homes and property whilst educating clients how to pay their loan(s) off sooner.
Find out everything you need to know to take that next step. Any questions? Wer'e just a phone call away.
Learn moreUsing the services of a Mortgage Broker has many advantages over approaching a single lender. The most obvious of which is the greater choice of Home Loans across many Lenders
Learn moreAt Bernie Lewis Home Loans we love to know what our clients think of our service. Our Mortgage Brokers are some of the best in the industry. Read what some of our recent clients had to say.
Learn morePosted on: 09/05/2022
Variable interest rates are the rate type that is typically affected by a cash rate hike. Put simply, if you’re on a variable rate home loan and your lender chooses to raise rates in line with the cash rate, then your interest rate and therefore your monthly mortgage repayments will increase.
Read MorePosted on: 03/05/2022
RBA Media Release Statement by Philip Lowe, Governor: Monetary Policy Decision
Read MorePosted on: 03/05/2022
The way you save is more important than ever before. If you're borrowing above 80% of a purchase price, you may have to prove you have ‘genuinely’ saved 5% over a set period of time.
Read MorePosted on: 05/04/2022
Household Expenditure Measure (HEM) is a measurement tool used by lenders to approximate living expenses. This tool helps to determine your available income which may be used to calculate how you can repay a home loan. HEM is a figure that represents the average dollar amount that households spend each year. There are different HEM categories and your mortgage broker and lender will match you to a corresponding HEM category.
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