
Market Update: September & October 2023 – RBA continues to pause, as fixed rates reduce and property prices continue to climb.
We are happy with the RBA’s decision to again keep the cash rate paused at 4.10%
Keep up to date with expert advice and information from Bernie Lewis Home Loans

We are happy with the RBA’s decision to again keep the cash rate paused at 4.10%

Purchasing an investment property is a big decision and one that should not be rushed into. Getting into the property market under-prepared or too early can end up being costly and reduce your returns on the investment.

Lenders Mortgage Insurance. What is it, and is it for you? It’s not as bad as it sounds, and more common than you would expect.

Are you prepared for how a new baby might affect your chances of buying a home? Parental leave home loans are a specialty of Bernie Lewis Home Loans.

It seems as though buyer confidence has returned, largely on the back of interest rate stability and faith in short-term home loan affordability.

Estimating the time-frame for a home loan approval in the current lending climate can be more like a guesstimate rather than an accurate calculation. However, there are ways you can speed up the process and reduce the stress.

Family help or Government assistance, first home buyers have more options than ever before.

5 concepts you should fully understand before establishing the type of investment property you want to put your money into.

With many Australians doing it quite hard in the current economic climate, there is some intrigue placed upon Pay Day lenders offering quick cash, which can help pay the bills on time…but it can come at a very hefty price.

Quarterly inflation trends downward, casting doubt on further home loan interest rates hikes.

Bernie Lewis Home Loans have a range of lenders who accept rental history as evidence of genuine savings. Learn about genuine savings and low deposit loans.

We are disappointed at the hastiness of RBA’s decision to lift the Cash Rate by another 0.25% to 4.10% on Tuesday the 6th of June.

Welcome to the Bernie Lewis Home Loans mortgage market update for May 2023. In this addition we talk about variable rates catching up to fixed rates, changes to the Home Guarantee Scheme, and staying cyber-secure during the lending process.

We have finally reached a pause on RBA cash rate increases, which has provided us with a small opportunity to catch our collective breath. We’re all a little tired of the never-ending chatter surrounding the RBA, and there seems to be change coming, so we’ll leave it at that for now and consider borrowing capacity.

Check in on your house value and ensure you have a fair interest rate. With another 0.25% Cash Rate increase, we’ve endured another week of dreaded finance news headlines.