Keep up to date with expert advice and information from Bernie Lewis Home Loans

SA Property Market Outlook May 2020

Posted in: Insights, NewsPosted on: 29/05/2020

A resilient South Australian property market could be tested, but encouraging signs emerge.

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RBA Update 5th of May 2020

Posted in: NewsPosted on: 05/05/2020

As expected the RBA, at it’s monthly Board Meeting earlier today, left the Cash Rate unchanged at it’s record low of 0.25%.

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Working through coronavirus troubles for landlord and tenants

Posted in: Insights, NewsPosted on: 07/04/2020

With the Federal Government announcing a 6 month moratorium on evictions, landlords and tenants have been advised to work through their issues together. In these uncertain times it could pay to keep the communication lines open, and to know what your options are.

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How can you prepare for financial hardship when it comes to your home loan

Posted in: Insights, NewsPosted on: 24/03/2020

Many lenders have been quick in their response to the Coronavirus Pandemic, with specific hardship support policies in place to assist borrowers through these uncertain times.

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RBA Update: 3 March 2020

Posted in: Insights, NewsPosted on: 03/03/2020

RBA Lowers The Cash Rate

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Assessment of Living Expenses in 2020

Posted in: Insights, NewsPosted on: 25/02/2020

The way Lenders assess your living expenses is constantly changing with the increasing regulations for responsible lending. Being prepared for a thorough look into your living expenses can be key to successfully obtaining a loan approval in 2020. We break down how and why Lenders assess your living expenses, and give you a guide to start preparing for your home loan application.

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How to decide when to refinance your home loan?

Posted in: Insights, NewsPosted on: 15/01/2020

With the RBA cash rate at 0.50%, home loan interest rates are dropping to record lows in Australia, but how do you know when to refinance your home loan? Consider these points:

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Warning: Festive Spending & Repaying

Posted in: Insights, NewsPosted on: 20/12/2019

The Christmas spending season is well and truly here for this Festive Season. A few gentle reminders for those looking at home finance in the New Year, and the implications that can occur if your spending tips over budget, or your usual financial accountability relaxes as those holiday naps approach.

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New Years Resolution: Mobile Mortgage Brokers

Posted in: Insights, News, VideoPosted on: 19/12/2019

Our 1st New Years Resolution has come early: We strive to be more flexible, mobile and local than ever before. Our Mortgage Broker team will be closer to their own suburbs and your suburb, working local and mobile because we are just that!

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FIRST HOME BUYER ALERT: First Home Loan Deposit Scheme

Posted in: Insights, NewsPosted on: 18/12/2019

First Home Buyers can ring in the New Year with a wonderful opportunity. As of the 1st of January 2020, the First Home Loan Deposit Scheme will begin, allowing more First Home Buyers to enter the property market sooner rather than later. So what is the First Home Loan Deposit Scheme? Why? How? Who?

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