Keep up to date with expert advice and information from Bernie Lewis Home Loans

Habits: Loan Application Impacts

Posted in: InsightsPosted on: 11/08/2020

Us humans are habitual creatures, good, bad, and in-between. We consciously and subconsciously create everyday habits that can have an effect on your home loan application, and it’s not only our debt habits that credit assessors pick up on. Whether these habits work in our favour, or against us, is actually an important consideration when getting ready to apply for a loan.

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Refinancing a Car Loan

Posted in: InsightsPosted on: 11/08/2020

We see a lot of high interest rate car loans when conducting our home loan borrowing assessments, many may find themselves paying too much, and they can even have an impact of your borrowing capacity.

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HomeBuilder Grant: Get Ready Now

Posted in: Insights, NewsPosted on: 11/08/2020

The $25K HomeBuilder grant is now ready to be applied for through Revenue SA. Lenders are now starting to announce their position on how the grant can actually be utilised to assist with a build. It can be seen as a little tricky to make it work, but at least there is now a way...

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HomeBuilder Grant details released

Posted in: Insights, NewsPosted on: 17/07/2020

Details regarding the Federal Governments HomeBuilder Grant are here!

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Car loans: How to avoid a bad one

Posted in: InsightsPosted on: 07/07/2020

It can pay to understand some of the common mistakes people make when seeking finance to buy a car. These 5 tips may assist you from making the same mistakes.

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The Home Hub: 5 tips to declutter your home

Posted in: Insights, News, VideoPosted on: 06/07/2020

Is a 'declutter' on your list of things to do this winter particularly as you're stuck inside during the winter months? Or are you preparing your home for sale this spring? Here's 5 tips that might help!

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ATO Releases 2020 Tax Guide for Property Investors

Posted in: NewsPosted on: 26/06/2020

The ATO has released this years guide for Property Investors which explains how to treat income and expenses, including how to treat more than 230 rental property items.

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HomeBuilder Grant Update

Posted in: Insights, NewsPosted on: 23/06/2020

Read more on the Federal Government HomeBuilder Grant...

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Why a Mortgage Broker should be your first port of call.

Posted in: InsightsPosted on: 19/06/2020

When it comes to the ‘best interest duty’ of a home loan provider, no single Bank or Lender can ‘honestly’ recommend their own product(s) as ‘the best’ home loan for that particular customer and their situation without including other home loan products available.

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More First Home Loan Deposit Scheme Spots Now Available

Posted in: Insights, NewsPosted on: 05/06/2020

The First Home Loan Deposit Scheme released by the Federal Government to assist first home buyers get into their first home sooner was very popular in it’s first six months of operation, and now another 10,000 places have been made available.

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