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Keep up to date with expert advice and information from Bernie Lewis Home Loans

Property Investment Strategies: Capital Growth vs Rental Yield

When it comes to building wealth through property, most investors lean towards one of two strategies: capital growth or rental yield. Both approaches have their advantages, and the right choice for your property investment strategy will depend on your goals, timeframe, and financial situation.

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May Market Update

Making a Property Offer: What You Need to Know

Submitting a property offer can be pretty daunting. One offer form is different from the next, each agent seems to be vastly different from the next, and what does all of the terminology actually mean? We have these conversations with our clients on a daily basis, and we can help you decide on the best property offer for your circumstances.

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May Market Update

Get Your Free Property Report

We provide property reports free of charge with current and relevant information about a property. These reports can include estimated value ranges, comparable recent sales in an area, suburb history, and rental information.

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Navigating Property Settlement

Navigating property settlement can be tricky and involve a lot of steps to get your purchase over the finish line. With a broker, you can ensure settlement is less stressful with a seamless process.

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Your Home Loan Application and Household Expenditure Measure (HEM)

Household Expenditure Measure (HEM) is a measurement tool used by lenders to approximate living expenses. This tool helps to determine your available income which may be used to calculate how you can repay a home loan. HEM is a figure that represents the average dollar amount that households spend each year. There are different HEM categories and your mortgage broker and lender will match you to a corresponding HEM category.

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6 Tips When Choosing A Real Estate Agent

There are a number of factors that you need to take into consideration when selling your home and choosing the right real estate agent and one that will be the ‘best fit’, is always a difficult decision.

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