Keep up to date with expert advice and information from Bernie Lewis Home Loans
Submitting a property offer can be pretty daunting. One offer form is different from the next, each agent seems to be vastly different from the next, and what does all of the terminology actually mean? We have these conversations with our clients on a daily basis, and we can help you decide on the best property offer for your circumstances.
Bernie Lewis Home Loans will put your best foot forward for you, with an accurate home loan pre-approval and property research process.
‘Rentvesting’ is a way to invest in property, whilst living in the type of home and area that you cannot afford to buy.
We provide property reports free of charge with current and relevant information about a property. These reports can include estimated value ranges, comparable recent sales in an area, suburb history, and rental information.
Good preparation is the key to good luck. Here are 5 Pre-Approval Starting Points, to will luck on your side to help buy your home at the right price and safely.
South Australian First Home Buyers win big with changes to stamp duty and the First Home Owner Grant in the State Budget, helping many who are saving for a deposit. This is huge news for those looking to enter the property market for the first time!
Navigating property settlement can be tricky and involve a lot of steps to get your purchase over the finish line. With a broker, you can ensure settlement is less stressful with a seamless process.
Family help or Government assistance, first home buyers have more options than ever before.
Bernie Lewis Home Loans have a range of lenders who accept rental history as evidence of genuine savings. Learn about genuine savings and low deposit loans.
Household Expenditure Measure (HEM) is a measurement tool used by lenders to approximate living expenses. This tool helps to determine your available income which may be used to calculate how you can repay a home loan. HEM is a figure that represents the average dollar amount that households spend each year. There are different HEM categories and your mortgage broker and lender will match you to a corresponding HEM category.
If you sit back in fear of properties going to auction and avoid these properties, you are going to miss out on a lot of good buying opportunities. The best properties are usually offered for sale by auction.
There are a number of factors that you need to take into consideration when selling your home and choosing the right real estate agent and one that will be the ‘best fit’, is always a difficult decision.
It is often said that a property is worth what ‘someone will pay for it’. But sometimes you need an educated estimate before the negotiations begin.If you are thinking of selling your home, you should take steps to find out what your estimated property value is.
