Tom Mather
Mortgage & Finance Broker
Dip FMBM
About Tom
Tom is a highly capable mortgage broker at Bernie Lewis Home Loans, known for his intelligence, dedication, and genuine passion for helping clients achieve their financial goals.
Coming from a background in strength training, Tom pushes to get the most out of both his body and mind. Since catching the golf bug, he spends much of his free time on the green, much to his wife’s frustration. When he gets a break from his busy schedule, Tom loves relaxing at a good AirBnB or golf resort. He is adept in the art of pet naming too, with two dogs named Fred & Wilma, and a cat called Moira… how brilliant!
Tom graduated from the University of Adelaide with a Bachelor of Finance and began his career as a Business Banker. After gaining experience at a major bank, he joined the Bernie Lewis Home Loans family and quickly established himself as a trusted mortgage broker. Having launched his own personal training business at just 17, Tom brings the same drive, discipline, and strategic thinking to helping clients achieve long-term financial success and personal growth.
He genuinely loves helping people and takes pride in turning promises into action. Tom is an excellent collaborator who creates a welcoming environment for his clients, building beneficial and lasting professional relationships. In the ever-changing world of finance, growth and adaptability are integral and with Tom, you’ll be working alongside a smart, forward-thinking broker who keeps your future successes in focus.
Testimonials
If you’re looking for a solid mortgage broker who genuinely cares and gets things done, I’d definitely recommend Tom.
Edward B
WOW TOM MATHER!!!! How do we sum up this man’s brilliance in a small paragraph??
Tom should have “Miracle Worker” as his middle name… Because that’s what he does, he performs miracles!!!
My partner and I were looking at purchasing our first investment property together, and we were referred to Tom by a family member who had purchased their first home through Bernie Lewis.
Tom came to the house and meticulously went through the entire process with us, and outlined what needed to be done and when.
He creates an instant rapport with his clients, and is extremely knowledgeable in all facets of refinancing.
We had 1000’s of questions to ask him throughout the process, and he always got back to us immediately, or answered them on the spot without hesitation.
His manner and customer service is unmatched.
We found our dream property, and we were at the poignant end of the approval process. When the particular bank we were dealing with, did not do their due diligence checks, and advised that there would be further delays which would result in us losing this property, Tom leapt into action to remedy this situation immediately!!!
There were tears (from me!) but Tom worked countless hours overtime, even traveling to our house late at night to get us to sign new loan documentation.
He made the impossible…POSSIBLE.
What took several weeks to prepare beforehand – Tom managed to get us full approval and turn this all around in less than three days!!!
We are forever grateful to you Tom, in making sure that we got our dream home by the sea.
You epitomize professionalism, and yet you create a sense of family at the same time as you genuinely care for your clients.
You are always welcome in our Holiday Villa Tom! Just like family…
With sincerest gratitude Lisa & Tony
Lisa & Tony
Working with Tom Mather for my home loan and the guy jumps through hoops. Great service, professional, quick to respond and resolve queries or issues and upfront with all the steps. Not only a great operator but a great educator on the process. Couldn’t recommend highly enough
Darren K
Tom Mather… There is too much to say.
In short, this man works magic. If you have a dream, see this guy; he will make it happen, even against the odds.
But it’s not only that—he genuinely cares.
After my experience with him, I trust him with my finances as I would a family member. I truly mean that. The qualities of this man are rare, and I am so grateful.
Our approval process should have been anything but easy. I had been searching for the right property for almost six months. However, we were only eligible to get a property about three months ago. Last week, my fiancé and I found the perfect property for us. However, we hadn’t properly started the pre-approval process. I told Tom it was a shame, and that I wished I had organized my finances sooner. To my surprise, he told me to go for it. I was so shocked. I replied, “But doesn’t it take quite some time to get this all organized?”
He assured me that he could make this happen. I then said, “But Tom, the auction is in 4 days, and they might not even accept my early offer as it probably won’t be enough.” He then explained everything clearly. We trusted him. We went for it.
Not only did Tom help us organize a subject-to-finance agreement, but he also got the loan approved within 4 days!!! AND… He significantly exceeded our expectations on how much we were able to borrow!!!! This helped us secure the house with our counteroffer (I’m telling you now, without him, we wouldn’t have been able to find a loan like this). I didn’t ask him to work as hard as he did. I didn’t even think it was possible to achieve such an amazing outcome within this extremely short timeframe. But this man was working on it still at 3 am some nights. I felt so bad, yet so grateful that he made it happen.
To have someone care this much and work this hard while rooting for you, when they’re not even family, felt surreal. I can’t tell you how grateful we are. It was the highest honour to be helped by such a genuine and caring man.
It didn’t look like it was going to happen at one point, but he calmly explained every minute detail along the entire process and was very reassuring. He transformed a chaotic situation into a smooth process. He is just incredible.
I will always go with Tom in the future. I will be recommending everyone I know who requires his services to see him.
Tom, from the bottom of our hearts, thank you for bringing our dream into reality. Thank you for your exceptional service. Thank you for caring and guiding us through every step. As first-time home buyers, we didn’t know much. We have learned so much from you and sincerely appreciate all of your support. You are the best.
Will & Mirsini
Highbury
Tom went above and beyond what we were expecting and I have never met someone who is so committed to getting the most favourable outcome for their clients. His tenacious and determined attitude has not only allowed us to consolidate debt but it has also allowed us to plan for the future.
I would highly recommend, and advocate for, Tom’s brokerage services. He explains everything clearly and makes sure that there aren’t any nasty surprises- which is majorly advantageous when it comes to financial planning/debt consolidation.
If you’re in need of someone to assist with refinancing, debt consolidation and future planning, I would highly recommend Tom Mather.
Joseph & Milena
Tom was able to orchestrate a deal for us that not only significantly reduced our finance costs increased the size of our facility without the provision of further security. He was both quick and thorough in gathering the required information to take to market and then was able to use his existing relationships to secure a great outcome for our business.
The whole process has been seamless, Tom has done all the heavy lifting. I look forward to the ongoing relationship with him and our new bankers.
Simon
Glenelg North
We found Tom Mather to be helpful, professional, and got on with our application quickly. We had used a Bernie Lewis broker many years before and Tom certainly lived up to the Bernie Lewis reputation of being good brokers. Nothing was too much trouble and we moved into our new home a week ago on the day of settlement, as planned. We will use Tom again in a heartbeat.
John & Julia
Marleston
Buying my first property was stressful, but Tom guided me throughout, making the process easier. He was willing to do extra work and run around to ensure I got the lowest rate possible. Tom has great work ethic and always delivers what he promised. He always replies promptly which I really appreciate.
Phyllis
Glynde
Tom is a gun! He was able to explain the jargon of switching mortgages in a way that was easy to understand. Tom filled us with confidence when making such a big financial decision in this weird climate. We’re grateful for his expertise and have already recommended his services to many friends!
Reagan & Meaghan
Mildura
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