Managing your money and implementing the right strategies is key to achieving financial security. Our free and easy to use home loan calculators will help provide you with information which you can then discuss with your Mortgage Broker. Compare today's rates with what you're currently paying to see just how much you could save!
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Check out our lowest interest rates on offer before using our calculators below.
How Much Can I Borrow?
Our Borrowing Power Calculator is a great place to start when considering buying your first home, next home, or investing. Find out how much you can borrow to give you an indication of how much a lender may lend to you by simply inputting your income, expenses, and hypothetical loan details.
Loan Repayment Calculator
Our Loan Repayment Calculator is a good idea for estimating your monthly repayments. This easy-to-use calculator indicates what your repayments could look like based on interest rates, loan terms, repayment frequency, and loan fees. This is a great way to start planning your purchase budget or determining whether or not a refinance is beneficial for you.
Extra Repayment Calculator
It’s no secret that making additional repayments not only helps you pay down your loan quicker, but also saves the interest payable on your home loan. Our Extra Repayment calculator lets you test how much impact an additional repayment can make on your loan. Whilst the calculations only provide you with an approximate guideline (lender fees, charges and calculations will determine true savings), this is still a cool little tool to help motivate you to pay off your loan sooner.
Stamp Duty Calculator
Our Stamp Duty Calculator gives you a State-by-State guideline on how much you could pay in State Fees and Charges associated with a property purchase. This calculator will also factor in grants and discounts available to eligible purchasers.
Paying Fortnightly Calculator
Our Paying Fortnightly calculator can help borrowers find how much interest and time can be saved if you simply switch to fortnightly or weekly repayments. For those of us who are paid by the fortnight or week, simply aligning your home loan repayment with your pay cycle can lead to significant savings.
The analysis of declared living expenses is one of the most important aspects of a home loan application these days. Whilst it can be a tedious and time consuming exercise, it is also one that is extremely beneficial in managing your finances and ensuring you know exactly where your money is being spent. Try our budget calculator to start sorting out your financial position, or to prepare for your next home loan application.
Your Human Calculators
Whilst our online calculators are easy tools to get you started, it’s always nice to simply speak to one of our Mortgage Brokers who can provide a more accurate analysis by handling the calculations for you. Your Mortgage Broker will work with you to help you access the appropriate information you need to make suitable decisions regarding your home finance.
Please reach out to us on 8300 8300 or contact us here if you would like some further information on a particular property.
Disclaimer: The content of this article is general information and is not financial advice, nor is it intended to imply any recommendation or opinion about any particular financial product. It does not take into consideration your personal situation and may not be relevant to your personal circumstances. Our online calculators feature assumptions that should be carefully considered before acting. Please consider your own circumstances and seek professional advice.