Keep up to date with expert advice and information from Bernie Lewis Home Loans

Home Buyer Grants & Incentives 2021

Posted in: Insights, NewsPosted on: 26/07/2021

There are a number of home buyer grants and incentives on offer for the 2021 / 2022 financial year. First Home Buyers receive the majority of the boosts available, but single parents now have some added opportunity with the Family Home Guarantee. With a wide variety of lenders there are plenty of alternative incentives on offer to assist South Australians with home ownership.

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Why a Mortgage Broker should be your first port of call.

Posted in: InsightsPosted on: 26/07/2021

When it comes to the ‘best interest duty’ of a home loan provider, no single Bank or Lender can ‘honestly’ recommend their own product(s) as ‘the best’ home loan for that particular customer and their situation without including other home loan products available.

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Adelaide Property Booming

Posted in: Insights, NewsPosted on: 22/07/2021

The boom in Australian property prices continues unabated, with significant rises recorded in all capital cities each month.

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ATO releases 2021 Tax Guide for Property Investors

Posted in: Insights, NewsPosted on: 29/06/2021

The ATO has released this years guide for Property Investors which explains how to treat income and expenses, including information regarding rental properties that may have affected by COVID-19 or natural disasters.

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Free and easy to use home loan calculators

Posted in: InsightsPosted on: 18/06/2021

Managing your money and implementing the right strategies is key to achieving financial security. Our free and easy to use home loan calculators will help provide you with information which you can then discuss with your Mortgage Broker. Compare today's rates with what you're currently paying to see just how much you could save!

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Tax time can mean good news for many Australians who may be eligible for a tax refund

Posted in: Insights, NewsPosted on: 17/06/2021

Tax time can mean good news for many Australians who may be eligible for a tax refund. If you are eligible for a refund, you may want to save it by starting a new savings plan, adding to the existing one that you have, or if you already have a home loan, depositing the refund into it.

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Should you consider buying the worst house on the best street?

Posted in: Insights, NewsPosted on: 10/06/2021

A very frequent phrase used in the real estate industry is ‘buying the worst house on the best street’. Reading the phrase for the first time is bound to leave you confused. After all, why would someone buy a horrible looking house, regardless of its surroundings?

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Property buyers are facing rising mortgage costs

Posted in: Insights, NewsPosted on: 27/05/2021

The Reserve Bank is not expected to lift interest rates until 2024, but the cost of long term money for the banks is rising, meaning longer fixed-term loans to consumers are already on the rise – with only a handful of lenders still offering the ultra-low rates reached last year.

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Adelady & Mark Lewis

Posted in: Insights, VideoPosted on: 25/05/2021

With overseas travel plans cancelled in 2020 and more time spent inside the house saving pennies instead, it seems there are now a lot of people looking to buy or upgrade their home. There are a few boxes you need to tick first to secure your home loan which is why Adelady had a chat to our CEO Mark Lewis for some tips and tricks to get your finances in order!

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More Places Being Offered for the First Home Loan Deposit Scheme

Posted in: Insights, NewsPosted on: 14/05/2021

The Federal Budget has added yet another 10,000 places to be made available from 1 July 2021, specifically targeting first home buyers who build or buy a newly constructed home.

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