Keep up to date with expert advice and information from Bernie Lewis Home Loans

Home Loan Pre-Approval – Why you should use a Mortgage Broker

Posted in: InsightsPosted on: 23/08/2019

A home loan pre-approval is an important part of the home purchase process, which can provide you with an ‘approval in principle’ for your proposed finance scenario. In other words, a quick ‘yes or no’ outcome on your credit application with conditions to be met before you can obtain a formal approval.

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Two Great Benefits To Building Your First Home

Posted in: InsightsPosted on: 13/08/2019

Buying land and building your first home presents some great benefits to first home buyers, which makes starting out with something from scratch, a very attractive prospect for first time entrants to the housing market. Aside from a owning a brand new home that would be modern and shiny, there are two potentially substantial financial benefits to buying land & building your first home.

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Genuine Savings Explained

Posted in: Insights, NewsPosted on: 19/07/2019

The way you save is more important than ever before. If you're borrowing above 80% of a purchase price, you may have to prove you have ‘genuinely’ saved 5% over a set period of time.

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More than just home loans - we can also arrange car loans & asset finance.

Posted in: Insights, NewsPosted on: 19/07/2019

We have improved our offering to save you time and money by finding the right car loans or asset finance to suit your needs, and fast.

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Credit Scoring in 2019/2020

Posted in: Insights, NewsPosted on: 19/07/2019

As we settle into a new financial year, more change is on the way and comprehensive credit reporting will cast a wider net. Change is here!

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The costs of refinancing

Posted in: Insights, NewsPosted on: 14/06/2019

With interest rates falling, it’s important to understand what costs are involved when refinancing to a new lender.

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3 must-knows for property investors to prepare for End of Financial Year

Posted in: Insights, RadioPosted on: 07/06/2019

Crunch time has come for property investors with June 30 fast approaching. If you are a property investor, you will know what a hectic time end of financial year (EOFY) can be. However, with a little forward planning, you will be well on your way to a smooth tax lodgment come EOFY. Read on for the biggest must-knows for property investors this tax season, helping you stay out of trouble with the ATO and minimising your tax bill while maximising your long-term savings.

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Simple seven step guide to reducing debt

Posted in: InsightsPosted on: 03/04/2019

It can be easy to accumulate smaller types of debt like credit cards, car loans and personal loans that can be challenging to repay. These pesky types of credit facilities also reduce your capacity to borrow for a home loan, and make it more challenging when you’re looking to fund the purchase of a home. Here is a simple seven step guide, which could assist with reducing debt and purchasing a home sooner.

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A look into Bridging Finance

Posted in: InsightsPosted on: 18/03/2019

Bridging Finance is the answer when you want to purchase your new home before you have sold your existing home. It is a viable solution if you aren’t yet in a position to sell your current home, prior to buying your next.

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How to stay on the path to buying your first home

Posted in: Insights, NewsPosted on: 08/03/2019

Starting the journey to buying your first home can be intimidating, but staying on track to fulfill your dream can be even more of a challenge. Here are some of our tips to keeping on the path to home ownership!

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