Keep up to date with expert advice and information from Bernie Lewis Home Loans

Lending and Real Estate - Don’t Be Misconceived

Posted in: InsightsPosted on: 16/09/2020

An uncertain economic environment often leads to misguided predictions for the property market, or misconceptions around how lenders and home loan interest rates will react.

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Further insight into the HomeBuilder Grant

Posted in: InsightsPosted on: 15/09/2020

Our latest insight to the HomeBuilder grant as we approach the back end of 2020 and the current December 31 deadline.

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Keep Moving Forward

Posted in: InsightsPosted on: 08/09/2020

In times of ‘uncertainty’ it’s human nature to ‘sit on our hands’ and wait until…until when? What is actually stopping you from moving forward? Can we help?

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Fixed Rates: The Low Down

Posted in: InsightsPosted on: 08/09/2020

Fixed rates are the lowest they’ve been in Australian history. They are well and truly below variable rates for home loans with some being in the low 2’s.

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The Home Hub: Vision Home Services

Posted in: InsightsPosted on: 08/09/2020

Spring into some home reno ideas and technology upgrades for your home. Darren Finocks of Vision Home Services talks with us about changing technology within our homes and simplifying the way we live.

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RBA Announcement - good news regarding fixed rates

Posted in: Insights, NewsPosted on: 01/09/2020

Good news for borrowers regarding fixed rates at the RBA Monthly Board Meeting!

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The Home Hub: Winter into Spring

Posted in: InsightsPosted on: 11/08/2020

The winter months can be a great time to make a start on your home improvements or makeovers, and whilst we’re almost into Spring, it’s not too late to start a cost-effective makeover in your home.

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Habits: Loan Application Impacts

Posted in: InsightsPosted on: 11/08/2020

Us humans are habitual creatures, good, bad, and in-between. We consciously and subconsciously create everyday habits that can have an effect on your home loan application, and it’s not only our debt habits that credit assessors pick up on. Whether these habits work in our favour, or against us, is actually an important consideration when getting ready to apply for a loan.

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Refinancing a Car Loan

Posted in: InsightsPosted on: 11/08/2020

We see a lot of high interest rate car loans when conducting our home loan borrowing assessments, many may find themselves paying too much, and they can even have an impact of your borrowing capacity.

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HomeBuilder Grant: Get Ready Now

Posted in: Insights, NewsPosted on: 11/08/2020

The $25K HomeBuilder grant is now ready to be applied for through Revenue SA. Lenders are now starting to announce their position on how the grant can actually be utilised to assist with a build. It can be seen as a little tricky to make it work, but at least there is now a way...

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