Bernie Lewis Wealth Management can assist you create wealth and achieve financialindependence through a range of investment and protection services. We are focused on providing our clients with the best financial solution for them. We understand that your needs change over time so we're here to provide lifetime advice; from your first home purchase through to your retirement years.
We can help you with:
Investments
Investing is all about creating opportunities, to lead you closer to financial independence. We believe a critical component to creating wealth is to ensure that the investable assets you have or are creating are heading towards your goals. All too often we find investments competing with instead of completing a person's portfolio. The number of different investments you have does not necessarily create wealth; it is having the right ones.
Superannuation & Retirement Planning
Retirement planning is about replacing your main source of income once you stop working. For some Australians there will be some government assistance during retirement, but for the large majority, you will be completely reliant on the assets you have accumulated during your lifetime.
Statistics show that to maintain a comfortable retirement, on average you will need between 5 and 7 times your highest average salary. The key to accumulating this amount of money is to start early and seek professional advice.
Personal Protection Insurance
Investing in personal insurance is one way of minimizing stress over your family's welfare. We unquestioningly insure our car against motor vehicle accidents, and our homes against fire and disaster, but only a very small percentage of us apply the same logic to protecting our family finances. How long could your family survive if illness or injury impacted your ability to work?
Superannuation funds do offer automatic cover for things like life insurance and total and permanent disability (TPD). However it is important to investigate, with the help of your financial adviser, whether the cover in your super is an appropriate amount and suitable to your needs.
Cash Flow and Budgeting
Sticking to a budget may not be easy but the results can be very rewarding. We think of budgeting simply as cashflow management. We have some tools to assist you in managing your cashflow.
Creating wealth often has more to do with managing your cost line and your expenses than it does by simply striving for a pay rise.
Our Financial Advisers can advise you on any of the above wealth creating strategies.
Wealth Management advice is provided by Bernie Lewis Wealth Management Pty Ltd, ABN 62 124 080 682, is an Australian Financial Services Licensee. No 332423.
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